Benefits

Benefits provided at no cost to full-time faculty and staff

• Medical Coverage
• Dental Coverage
• Optional Life up to 2x annual salary; reducing at certain ages
• Short-Term Disability
• Long-Term Disability

• ERS Employee Benefits Guide (pdf)
• ERS Premium Rate Sheet (pdf)

Optional benefits are available at group rates. Dependent coverage is optional and employee is responsible for the premiums. Dependent eligibility is subject to occasional audits by ERS or designee.

 

Medical Plans

ERS offers MC employees a choice between HealthSelect and Consumer-Directed HealthSelect which is a high-deductible plan; both plans administered by BlueCross Blue Shield of Texas.

HealthSelect of Texas
(800) 252-8039

Consumer Directed HealthSelect Plan (pdf)
(800) 252-8039

Prescription Drug Benefits
HealthSelect of Texas

• Provider Finder
• Virtual Visits
• BCBSTX App

24/7 Nurseline

Toll-free Nurseline at (800) 581-0368. If you're not sure where to go for care or you have medical questions, call the 24/7 Nurseline. Registered nurses are available to answer your questions any time, any day of the year.

Vision Plan

Your health plan covers some vision and eye health services, including an eye exam and treatment for eye diseases. State of Texas Vision offers an allowance on the cost of eyeglasses or contact lenses, as well as discounts for LASIK.

State of Texas Vision
Administered by Superior Vision
(877) 396-4128

Provider Finder

 

Dental Plans

Employees have a choice of two dental insurance plans. Employees can only enroll in one of the two dental plans. Members and dependents must be enrolled in the same plan.

How to Access Dental ID Card (pdf)

State of Texas Dental Choice Plan (PPO)
Administered by Delta Dental
(888) 818-7925

Two networks to choose from:

• • • Delta Dental PPO
      Dentists in this network typically charge less for covered services, and you will get the most savings.

Provider Finder

• • • Delta Dental Premier
      Dentists in this network may charge more for covered services than dentists in the PPO network. Services are covered at the same coinsurance, but you typically won’t save as much with a Premier dentist as you would with a PPO dentist.

Provider Finder

DeltaCare USA (DHMO)
Administered by Delta Dental
(888) 818-7925

Provider Finder

 

Other Benefit Plans

Optional Term Life Insurance
Administered by Securian
May purchase up to four times your annual salary (up to a maximum of $400,000).
(877) 494-1716

Dependent Term Life Insurance
Administered by Securian
(877) 494-1716

Voluntary Accidental Death & Dismemberment Insurance
Administered by Securian
May elect coverage between $10,000 and $200,000 for yourself or yourself and eligible family members.
(877) 494-1716

Short-Term & Long-Term Disability Insurance
Administered by ReedGroup
The Texas Income Protection PlanSM (TIPP) offers short and long-term disability insurance to eligible employees. This coverage is not available to family members or retirees.
(855) 604-6230

TexFlex Flexible Spending Accounts (FSAs)
Administered by PayFlex Systems, Inc.
Health Care and Dependent Day Care FSA's allow employees to set aside, through payroll deduction, up to maximum limits (pre-tax) per year for eligible expenses.
(866) 353-9839

AFLAC Plans
Employees have a choice of several products that each have a variety of levels within each. A few available plans are Cancer, Critical Illness, and Hospital insurance. Contact our authorized agent:
Nick Halbert, AFLAC Representative
(432) 556-1515
nchalbert@nc-sch.com